The Average Credit Score by Age, Race, State, and Income (2024)
WEBFeb 15, 2024 · In 2021, the highest average score was recorded by White communities with 727, followed by Hispanic communities with 667, and Black communities with 627. Native American communities recorded the lowest average score with a 612 average.
Black and Hispanic Americans often have lower credit scores
WEBJan 28, 2021 · About 54% of Black Americans report having no credit or a poor to fair credit score, which is considered to be any score below 640, according to a recent survey of 5,000 U.S. adults by Credit...
Credit Score in the 700s? Here’s What It Can Mean for You
WEBJul 1, 2022 · Compared to fair or poor credit scores, which may make it challenging to obtain certain types of financing, a credit score in the 700 range can open up new lending opportunities with more affordable rates and favorable loan terms. Here’s what you can expect to get with a 700-plus credit score:
700 Credit Score: Is It Good or Bad? - NerdWallet
WEBSep 5, 2024 · A 700 credit score is considered good on the scale of 300-850. Find out what you credit score can get you and learn how to improve your credit.
Is 700 a Good Credit Score? Understanding Credit Scores' Impact
WEBMay 16, 2024 · A credit score of 700 is generally considered good. Factors affecting credit scores include payment history, credit utilization, length of credit history, types of accounts, and recent activity.
What does a 700 credit score mean? - Credit Karma
WEBDec 7, 2023 · A 700 credit score is considered a good credit score by many lenders. Here’s what you need to know about your score.
700 Credit Score: Is It Good or Bad? | Credit Cards - U.S. News
WEBSep 27, 2023 · A 700 credit score puts you in the middle of what's considered the good range for FICO scores. As of April 2022, the average FICO score in the U.S. was 716, so you're doing pretty well by...
700 credit score: A guide to credit scores - Chase.com
WEBMar 18, 2024 · A 700 credit score is considered good as it falls between the ranges of 670 through 739. Discover what you can do with a 700 credit score and more.
700 Credit Score: Is it Good or Bad? - Experian
WEBA 700 credit score is considered good. Find out more about your credit score and learn steps you can take to improve your credit.
Is a 700 Credit Score Good? 700 Credit Score Explained
WEBKey Things to Know About a 700 Credit Score. Credit Rating: 700 is a good credit score. Borrowing Options: Most borrowing options are available, and the terms are likely to be attractive. For example, you might be able to qualify for the best credit cards and some of the best personal loans.
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