Explore bank credit's workings, types like loans and credit cards, and eligibility criteria for borrowing to empower your financial decisions.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of ...

It's crucial that you can recognize when your credit card debt is excessive and understand how to regain control.

The first-time homebuyer credit, introduced by the Housing and Economic Recovery Act of 2008, PL 110-289 (the 2008 act), has been substantially modified and clarified by two developments this year: ...

Whether you’re filing for the first time or have been around the tax return block, it’s easy to confuse tax credits and deductions. Profit and prosper with the best of expert advice on investing, ...

In June 2010, TexasOne Community Credit Union was forced by regulators to merge with PrimeWay Federal Credit Union. The two Houston based credit unions each had their own problems, not the least of ...

Paying rent, much like a mortgage, can often be a person’s biggest monthly expense. Yet, there hasn’t historically been a way ...

You don't have to pay annual fees to have a great credit card strategy. No matter the reason for avoiding annual fees, here's how to build a good strategy.