Morningstar

VantageScore® Launches All New 5.0 Credit Score Model, Delivering Industry-Leading Predictive Performance Based on Novel Attributes and Post-Pandemic Consumer Data

Superior Credit Score Model Stability Reduces Consumer Credit Score Volatility SAN FRANCISCO , April 17, 2025 /PRNewswire/ -- National credit scoring leader VantageScore today announced the launch of ...
American Banker

FICO adds BNPL data to credit-scoring models

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

Mortgage lenders are rethinking credit scores in 2026. Here's why new credit models could bring relief to homebuyers who were shut out in the past

Homebuyers who pay their bills on time may finally see their financial habits count for more.
nationalmortgageprofessional.com

MBA Urges Shift To Single Credit Report Model, Citing Cost Savings And Efficiency

MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model The Mortgage Bankers Association (MBA) is renewing ...