A guide to interpreting your credit score – or, what does a 725 mean?   — -- Your credit score gives creditors a quick way to assess whether you're likely to pay back a car loan, a mortgage ...

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

NEW YORK -- It may soon be harder for many of us to get loans and open new credit. FICO, the system which calculates credit for roughly 110 million Americans, is changing the way it assigns scores, ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

As Lynnette Khlafani-Cox looked at her credit score back in 2022, she couldn’t believe what she was seeing. The number that popped up on her screen: 850. She is a renowned money expert known as ‘The ...

The rapid advancements in artificial intelligence have positioned it as a transformative force across various industries, with fintech emerging as a prime beneficiary. As the financial sector embraces ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...