When the economy takes a hit, small businesses usually feel it first. Inflation, rising interest rates, or global disruptions can shrink margins fast. During one recent slowdown, the Fiserv Small ...

Experts say stress testing your retirement plan helps you prepare for market downturns, taxes, Social Security shifts and long-term care costs in 2026.

But fewer use financial stress testing, a tool that helps businesses prepare for serious economic shocks. Unlike the complex, federally mandated tests used by big banks, stress tests for small ...