These are today's HELOC and home equity loan rates. HEL rates are just over 7.5%, and HELOC rates are down to 7.25%. Lock in your rate today.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Rising home equity levels and cooling interest rates have made 2026 a favorable time for homeowners considering borrowing ...

For many homeowners, a house represents more than just a place to live. Over time, it also becomes a financial asset as mortgage balances decrease and property values rise. When a major expense comes ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Looking to borrow $25,000 worth of home equity this year? Here's what your monthly repayments could look like.

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...