Rising premiums, fewer options and limited benefits can make a long-term care policy hard to find and hard to afford. There ...

While I was Christmas shopping the other day, I was reminded of Christmas a few years ago when my youngest child, Matthew, was 11 or 12 years old. He insisted that all he wanted for Christmas was ...

Medicare skips the daily custodial care 70% of retirees will need. Here's what long-term care actually costs and how to plan ...

American seniors are increasingly finding value in fixed-indexed annuities. According to the Insured Retirement Institute, roughly half of the investors currently or previously owned an annuity. Sales ...

It's not an easy thing to wrap your head around the fact that you might one day need help with everyday living. But it's important to have a plan.

Sales of long-term care annuities, a kind of insurance against long-term care, have been declining this year. But industry watchers expect that trend to reverse in 2010, when new federal rules kick in ...

In addition to typically living longer than their husbands, women also are more likely to need long-term care, which can be costly.

Many retirement savers hold a meaningful portion of their wealth in annuities. Americans hold $2.6 trillion in non-qualified annuities alone. These accounts grow tax-deferred over the years, which ...

Do you want to make sure that your financial future is secure? If you’re looking for a solution, annuities may be the answer. Often misunderstood, annuities can be helpful for various financial ...

The U.S. annuity market has grown significantly, and that momentum is bound to continue into 2026. Record-breaking annuity sales over the past several years reflect a growing demand for safety and ...

You’re using your own retirement money — money you’ve already worked a lifetime to save — to pay for long-term care. But when tax season comes around, you don’t owe a single penny in income tax on ...