Sweeping reforms taking effect in July 2026 will reshape repayment plans, borrowing limits, and borrower protections, making it essential to understand the new rules and adjust accordingly.

Payments still due and loan servicers remain open, collection activity will still happen. IDR applications will still be processed. Pell Grants and Direct Loans will continue to be disbursed, but ...

Thousands of borrowers applied to enroll their student loans in the new Repayment Assistance Plan within the first 24 hours ...

The Repayment Assistance Plan (RAP) goes into effect July 1, 2026. Learn who is eligible, and how switching plans will affect your payments.

US Secretary of Education Linda McMahon speaks during the daily briefing in the Brady Briefing Room of the White House in Washington, DC, on November 20, 2025. On January 16, 2026, the Education ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. The ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.