Nacha's 2026 rule amendments pivot from "commercially reasonable" to "reasonably intended" fraud detection standards. Nacha's ...

The new rules require banks in the ACH network to implement risk-based monitoring to combat rising fraud and scam schemes.

The ACH transaction, recently initiated from your checking account (by you or any other person), was canceled by the other financial institution. The ACH transaction (ID: 14402172), recently initiated ...

MIAMI BEACH, Fla.--(BUSINESS WIRE)--In 1974 payday usually meant being handed a paper check—which was the same way most bills were paid. But in that year, a significant step was taken toward changing ...

RESTON, Va., February 27, 2025--(BUSINESS WIRE)--Nacha’s newest Preferred Partner is ACI Worldwide, which joins as a Preferred Partner for ACH Experience/Fraud Monitoring/Risk and Fraud Prevention.

Broadly, there are two sets of rules governing obtaining authorizations to debit consumers’ bank accounts. One is Regulation E (12 C.F.R. Part 210). The other are the Operating Rules & Guidelines (the ...

RESTON, Va., September 09, 2025--(BUSINESS WIRE)--Today, Nacha announced Synchrony, a leading consumer financing company and online bank, is its newest Direct Member. With the addition of Synchrony, ...

Last fall, Nacha finalized its Meaningful Modernization rule which provides for significant changes to the Nacha Operating Rules. According to Nacha, the amendments are intended to facilitate adoption ...

HERNDON, Va.--(BUSINESS WIRE)--Nacha announced its Board of Directors for 2024, featuring accomplished professionals representing a wide array of backgrounds within the payments ecosystem. The Nacha ...

Nacha, the electronic payments association, is developing a database of abusive automated clearing house originators and is sharing it with member banks, though concerns about risks — to members' ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Underlying all sentiment expressed in this session was Nacha ...