It's a good idea to keep enough cash on hand to cover two years of living expenses as a retiree. So if you expect to spend ...

In reality, though, the dollar amount that you’ll need in retirement will come down to your specific lifestyle, how long your ...

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

The final five years before you retire are when your financial journey transforms from a marathon into a sprint. According to a survey by MassMutual, Americans retire at age 62 on average — so if ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Retirement means shifting from accumulating wealth to ...

It's natural to be scared of spending down your entire nest egg. Having a smart withdrawal strategy from the start could help that money last. It's also important to invest wisely and protect yourself ...

A 401(k) retirement account is supposed to be hands-off. It’s not your money, in theory, but savings for the future you. And yet, when Americans leave jobs, one-third of them cash out their 401(k) ...

According to a 2024 simulation by Morningstar's Center for Retirement & Policy Studies, which factors in health changes, longevity, and long-term care costs, about 45% of Americans who retire at age ...