Once you reach age 73, you're required to begin withdrawing funds from tax-deferred accounts like a 401 (k), 403 (b), and ...

(k) required minimum distributions start at age 73. Understand how to calculate when you have to take RMD withdrawals from ...

Now's your opportunity to lower your future RMDs with a strategic distribution.

Learn about when you can take IRA distributions, what required minimum distributions are for IRAs, and when distributions ...

A required minimum distribution (RMD) is the smallest amount of money that must be withdrawn from certain types of retirement accounts each year.

As for timing, your very first required minimum distribution doesn't need to be completed until April 1 of the year after you turn 73.

The “Required Minimum Distribution” is exactly that — a minimum. If you want to withdraw more than the calculated RMD amount from your traditional IRA or 401 (k), you can do so at any time.

The Internal Revenue Service provides life expectancy tables for this calculation. Generally, your administrator will provide you with the amount of your required minimum distribution.

Once you hit required minimum distributions age (73), how much control do you have over the timing, amount, and source of your distributions? Let’s examine each of the levers.

The important thing is to use the correct IRS life expectancy table ... savings account, the required minimum distribution (RMD) rules apply to you. (Any funds in after-tax (Roth) accounts aren't ...