Rows of cars at a dealership, blasted by flames, looked like they had been bombed. A man wearing a mask walked by debris of a neighborhood destroyed. A couple, arms around each other, looked at what was left of their smoldering home. A statue of a human, without a head, lay on a street.

LOS ANGELES − As multiple wildfires continue to burn through Southern California, evacuation orders remain in place throughout the region through at least Thursday. Authorities continue to investigating the causes of three wildfires that began burning in Southern California on Tuesday and two fires that sparked north of Los Angeles and in Hollywood on Wednesday.

In 2019, the number of homeowners’ policies in California that were not renewed jumped by more than thirty per cent. In 2023, two giant insurers, State Farm and Allstate, announced that they would stop writing new policies for various forms of property insurance in California.

The Los Angeles wildfires could threaten California’s already unstable insurance market, which carriers have been fleeing as disasters multiply.

Insurance companies and rates haven’t kept up with increasingly catastrophic events like the California wildfires or hurricanes that recently hit Florida, Tennessee and North Carolina. It can put