Thinking about VGLI? Here’s what they don’t always say: Only one carrier to choose from Two-year wait before full coverage starts (most cases) If you pass during that time: premiums 10% interest returned Higher premiums than mainstream carriers Limited benefits — no living benefits, no accidental death coverage, no riders for children or grandchildren Max payout: $50,000 Before you sign, explore options that offer immediate coverage, better benefits, and more flexibility for your family’s future
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Thinking about VGLI? Here’s what they don’t always say: Only one carrier to choose from Two-year wait before full coverage starts (most cases) If you pass during that time: premiums 10% interest returned Higher premiums than mainstream carriers Limited benefits — no living benefits, no accidental death coverage, no riders for children or grandchildren Max payout: $50,000 Before you sign, explore options that offer immediate coverage, better benefits, and more flexibility for your family’s future
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